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Merry Christmas 2019
As I’ve already detailed in a different post, this is the absolute time of the year. There is so much to look forward to it makes me anxiously await the death of summer, which takes place way to late in … Read the rest
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Time isn’t money – it’s worth SO much more
The old adage says “time is money.” I can’t tell you how many guys I’ve heard say it over the years. Typically, they are self motivated and profit driven to pursue monetary wealth, and they equate time with money. I’ll … Read the rest
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How many of us have friends?
***Updated for 2023*** “The mass of men lead lives of quiet desperation” – Henry David Thoreau The catalyst for this article, is the passing of a dear friend of mine, suddenly and unexpectedly. This has proven to be devastating for … Read the rest
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Multi Employer Pensions Part 4: Reform
*Note: This is part 4 of a mini series on multi employer pensions* If you haven’t read any of the previous 3 posts on multi employer pensions the links are below and provide context for this post. Multi employer pensions … Read the rest
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Multi Employer Pensions Part 3: The Pension Benefit Guarantee Corporation (PBGC)
*Note: This is part 3 of a mini series on multi employer pensions* In case you missed part 1 or part 2 of this mini series, you can find the links below. Be sure to read the previous posts to … Read the rest
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Multi Employer Pensions part 1
*Note: This is part 1 of a mini series on multi employer pensions.* If you have read any other posts on my website you have undoubtedly discovered I have retirement savings on my mind. I have spent quite a bit … Read the rest
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The vital importance of your health
As I write this I am coming off of one of the most terrible weeks I have had in well over a year. We don’t often reflect on our health until it’s limited, under attack, or generally gone and that … Read the rest
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Pensions: what they are and why they have declined
In their hey day pensions were the premier benefit for gaining and keeping talent in an organization. Close to 40 years ago, around 60% of people had pension plans; now it’s an abysmally low 4%. In the meantime, other retirement … Read the rest
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IRAs – EVERYONE should have one
So what exactly is an IRA? Contrary to popular opinion it doesn’t stand for Individual Retirement Account but Individual Retirement Arrangement as defined by the IRS. I don’t particularly care why they call it an arrangement and not an account. … Read the rest
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College – is it worth it?
As stated elsewhere, I have been an Ironworker for over 16 years now and I am here to say it has been a good living. In fact, we are a single income family with my wife staying home and raising … Read the rest