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IRAs – EVERYONE should have one
So what exactly is an IRA? Contrary to popular opinion it doesn’t stand for Individual Retirement Account but Individual Retirement Arrangement as defined by the IRS. I don’t particularly care why they call it an arrangement and not an account. … Read the rest
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Hello 2019 – now what?
I have taken a sabbatical from writing and initially it was for a good reason but like many other things I took it too far. In march I took a prep class for the American Welding Society (AWS) Certified Welding … Read the rest
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What About Annuities?
***Updated for 2024*** When I started researching annuity funds, I wondered why I, along with many others, are offered them as opposed to, say a 401k. There are some major differences, and I thought highly (still do) of 401ks even … Read the rest
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College – is it worth it?
As stated elsewhere, I have been an Ironworker for over 16 years now and I am here to say it has been a good living. In fact, we are a single income family with my wife staying home and raising … Read the rest
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Let’s talk Retirement Saving
OK, let’s look at retirement savings. As I’ve stated elsewhere, I’ve got some through the power of negotiation and I know many others do too. When I began looking into them I wondered why annuities were chosen over a 401k … Read the rest
