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Multi Employer Pensions Part 3: The Pension Benefit Guarantee Corporation (PBGC)
*Note: This is part 3 of a mini series on multi employer pensions* In case you missed part 1 or part 2 of this mini series, you can find the links below. Be sure to read the previous posts to … Read the rest
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Is there a place in the skilled trades for emotional intelligence?
If you’re like many you read the title and thought, “what in the world is emotional intelligence?” I came across the term quite a while back but left it unresearched. I thought it was a new age concept touted by … Read the rest
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Multi employer pensions part 2
*Note: This is part 2 of a mini series on multi employer pensions* Part 1 left us with a host of problems which I tried to outline what they were and some of the reasons why. This post I will … Read the rest
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Multi Employer Pensions part 1
*Note: This is part 1 of a mini series on multi employer pensions.* If you have read any other posts on my website you have undoubtedly discovered I have retirement savings on my mind. I have spent quite a bit … Read the rest
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The vital importance of your health
As I write this I am coming off of one of the most terrible weeks I have had in well over a year. We don’t often reflect on our health until it’s limited, under attack, or generally gone and that … Read the rest
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Pensions: what they are and why they have declined
In their hey day pensions were the premier benefit for gaining and keeping talent in an organization. Close to 40 years ago, around 60% of people had pension plans; now it’s an abysmally low 4%. In the meantime, other retirement … Read the rest
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IRAs – EVERYONE should have one
So what exactly is an IRA? Contrary to popular opinion it doesn’t stand for Individual Retirement Account but Individual Retirement Arrangement as defined by the IRS. I don’t particularly care why they call it an arrangement and not an account. … Read the rest
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Hello 2019 – now what?
I have taken a sabbatical from writing and initially it was for a good reason but like many other things I took it too far. In march I took a prep class for the American Welding Society (AWS) Certified Welding … Read the rest
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Let’s talk Retirement Saving
OK, let’s look at retirement savings. As I’ve stated elsewhere, I’ve got some through the power of negotiation and I know many others do too. When I began looking into them I wondered why annuities were chosen over a 401k … Read the rest