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Convenience: How much are you willing to pay?
Convenience is everywhere today. It’s on every corner, it’s a part of many daily choices, it’s nearly incumbent in our entertainment, and it’s saturated in our daily lives. Convenience has just as much a place in American lives as affluence.… Read the rest
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The 5 reasons why I really enjoy Thanksgiving – Happy Thanksgiving 2020
For many reasons, I thoroughly enjoy Thanksgiving. It’s a time to slow down and reflect on what we have to be thankful for and trust me, if you live in America, there is A LOT to be thankful for. Never … Read the rest
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The benefits of the skilled trades
What exactly are the benefits of working in the skilled trades? Are there actual benefits to being a skilled tradesman? After all, doesn’t the stigma that those who work with their hands are somehow less intelligent have a ring … Read the rest
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Tightening your financial belt
  The Budgeting Series   Introduction – tightening your financial belt *NOTE: This is part 5 of a series on budgeting.*      ***Updated for 2023*** If you have missed the previous articles in this series, I encourage you to read them before moving … Read the rest
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Higher Education? – Book Review
***Updated for 2023*** I discovered The Math Myth and Other STEM Delusions by Andrew Hacker doing some research for something else entirely. I quickly ordered the book, read it in short order, underlined so many portions my pencil complained … Read the rest
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Let’s talk about the skilled trades
This post is, in some ways, a sister to the post I did earlier on college and whether it was worth it or not. You can find that post in the link below. There is much more information to be … Read the rest
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Multi employer pensions part 2
*Note: This is part 2 of a mini series on multi employer pensions* Part 1 left us with a host of problems which I tried to outline what they were and some of the reasons why. This post I will … Read the rest
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Pensions: what they are and why they have declined
In their hey day pensions were the premier benefit for gaining and keeping talent in an organization. Close to 40 years ago, around 60% of people had pension plans; now it’s an abysmally low 4%. In the meantime, other retirement … Read the rest
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IRAs – EVERYONE should have one
So what exactly is an IRA? Contrary to popular opinion it doesn’t stand for Individual Retirement Account but Individual Retirement Arrangement as defined by the IRS. I don’t particularly care why they call it an arrangement and not an account. … Read the rest