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Happy Labor day 2023
“Young men are putting themselves, six feet in the ground, cause all this damn country does, is keep on kicking them down…” Happy Labor Day, my friends – I hope this article and the day find you well. Whatever … Read the rest
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10 Benefits of Being a Union Contractor
For over 20 years now, I’ve had numerous conversations with people who simply do not know the benefits of being a union member. For the most part, many are quite simply ignorant; they have erroneous ideas of what … Read the rest
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Budgeting 101
The Budgeting Series We begin this particular post with a scary word for some: budgeting. For one reason or another, budgeting seems to be a terrifying subject for many to discuss – and it really shouldn’t … Read the rest
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Right to work part 2: Financial ramifications
*NOTE: This is part 2 of a mini series in the topic of right to work. Click here for Part 1.* Right to work at the worker level The economic policy institute published an article back in 2015 and they … Read the rest
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Defined Benefit vs Defined Contribution
*Updated for 2023* It’s all in a name, right? If you have been around for any length of time you have most likely heard these terms before: defined benefit and defined contribution. And unless you speak in financial lingo, … Read the rest
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Let’s talk about the skilled trades
This post is, in some ways, a sister to the post I did earlier on college and whether it was worth it or not. You can find that post in the link below. There is much more information to be … Read the rest
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Multi Employer Pensions Part 3: The Pension Benefit Guarantee Corporation (PBGC)
*Note: This is part 3 of a mini series on multi employer pensions* In case you missed part 1 or part 2 of this mini series, you can find the links below. Be sure to read the previous posts to … Read the rest
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IRAs – EVERYONE should have one
So what exactly is an IRA? Contrary to popular opinion it doesn’t stand for Individual Retirement Account but Individual Retirement Arrangement as defined by the IRS. I don’t particularly care why they call it an arrangement and not an account. … Read the rest
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What About Annuities?
***Updated for 2024*** When I started researching annuity funds, I wondered why I, along with many others, are offered them as opposed to, say a 401k. There are some major differences, and I thought highly (still do) of 401ks even … Read the rest