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Why I chose a Roth IRA
In an earlier post I wrote about IRAs and why everyone should have one. I touched on why I had one but I didn’t go into too much detail. It is precisely this post I hope to explain why I … Read the rest
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Multi Employer Pensions part 1
*Note: This is part 1 of a mini series on multi employer pensions.* If you have read any other posts on my website you have undoubtedly discovered I have retirement savings on my mind. I have spent quite a bit … Read the rest
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Passion vs Opportunity
*Updated for 2024* As you track from school to adulthood, eventually, you will have to ask yourself: “What do I want to do for the rest of my life? What am I passionate about? What opportunity is out there for … Read the rest
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The vital importance of your health
As I write this I am coming off of one of the most terrible weeks I have had in well over a year. We don’t often reflect on our health until it’s limited, under attack, or generally gone and that … Read the rest
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Pensions: what they are and why they have declined
In their hey day pensions were the premier benefit for gaining and keeping talent in an organization. Close to 40 years ago, around 60% of people had pension plans; now it’s an abysmally low 4%. In the meantime, other retirement … Read the rest
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IRAs – EVERYONE should have one
So what exactly is an IRA? Contrary to popular opinion it doesn’t stand for Individual Retirement Account but Individual Retirement Arrangement as defined by the IRS. I don’t particularly care why they call it an arrangement and not an account. … Read the rest
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Hello 2019 – now what?
I have taken a sabbatical from writing and initially it was for a good reason but like many other things I took it too far. In march I took a prep class for the American Welding Society (AWS) Certified Welding … Read the rest
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Time – THE most important asset
**Updated for 2023** Our greatest asset is time; our entire world revolves around it and our lives are lived according to it. It just happens to be our most worthy enemy too. In time (you see what I did there?) … Read the rest
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What About Annuities?
***Updated for 2024*** When I started researching annuity funds, I wondered why I, along with many others, are offered them as opposed to, say a 401k. There are some major differences, and I thought highly (still do) of 401ks even … Read the rest
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College – is it worth it?
As stated elsewhere, I have been an Ironworker for over 16 years now and I am here to say it has been a good living. In fact, we are a single income family with my wife staying home and raising … Read the rest
